Motor Insurance
Comprehensive and third-party motor insurance for private and commercial vehicles. Includes roadside assistance, windscreen cover, and excess protector.
Key Features
- Comprehensive and third-party options
- Windscreen cover included
- 24/7 roadside assistance
- Excess protector available
- No-claim discount up to 50%
- Political violence and terrorism cover
Rates & Charges
- Third Party Only: KES 7,500/year
- Excess (comprehensive): KES 25,000
- Comprehensive (private): 4% of vehicle value
- No-Claim Discount (max): 50%
Eligibility Requirements
- Valid Kenyan driving license
- Vehicle registered in Kenya
- Vehicle age up to 15 years (comprehensive)
- Inspection required for used vehicles
Required Documents
- 📋 Vehicle logbook (copy) — Bring to branch
- 📋 Valid driving license — Bring to branch
- 📋 National ID or Passport — Bring to branch
- 📋 Vehicle valuation report (for comprehensive) — Bring to branch
Frequently Asked Questions
Find answers to common questions about our services.
What is the no-claim discount?
Does comprehensive cover theft?
Can I insure a commercial vehicle?
Terms & Conditions
Motor Insurance is underwritten by our insurance partner and governed by the Insurance Act of Kenya. Third-party motor insurance is a legal requirement. The policy covers the named driver and any additional drivers declared at inception.Failure to report an accident within 48 hours may invalidate the claim. Driving under the influence of alcohol or drugs is an absolute exclusion under all motor policies.
Ready to Get Started?
Open your Motor Insurance today. Visit any branch or apply online.
Apply for Motor Insurance
Related Products
Comprehensive financial solutions designed for individuals, businesses, and institutions.
Family Health Cover
Health InsuranceComprehensive health insurance for your family — outpatient, inpatient, maternity, and dental cover.
Corporate Health
Health InsuranceGroup health insurance for companies — flexible plans, wellness programs, and dedicated claims support.
Term Life Insurance
Life InsuranceAffordable life cover that protects your family's future. Choose your sum assured and tenure.
Motor Third Party
Motor InsuranceMandatory motor insurance covering injury or damage to third parties. Affordable protection for every driver.
Commercial: KES 12,000/year