Term Life Insurance
Protect your family with affordable term life cover up to KES 50 million. Flexible tenure from 5 to 30 years with optional critical illness rider.
Key Features
- Cover up to KES 50,000,000
- Tenure from 5 to 30 years
- Critical illness rider available
- Accidental death benefit (2x cover)
- Level premiums throughout tenure
- No medical exam up to KES 5M cover
Rates & Charges
- No-Claim Bonus: 5% discount at renewal
- Accidental Death: Included
- Critical Illness Rider: +30% of base premium
- Premium (KES 5M cover, age 30): KES 4,500/month
Eligibility Requirements
- Age 18-65 years at entry
- Kenyan citizen or permanent resident
- Medical examination for cover above KES 5M
- Non-smoker discount available
Required Documents
- 📋 National ID or Passport — Bring to branch
- 📋 KRA PIN Certificate — Bring to branch
- 📋 Medical report (for high covers) — Bring to branch
- 📋 Beneficiary designation form — Bring to branch
Frequently Asked Questions
Find answers to common questions about our services.
What does the critical illness rider cover?
Can I increase my cover later?
What happens if I miss a premium?
Terms & Conditions
Term Life Insurance is underwritten by our insurance partner and governed by the Insurance Act of Kenya. Premiums are determined by age, health status, cover amount, and tenure. Material non-disclosure may void the policy.Claims are payable upon submission of a valid death certificate and claim form. The insurer reserves the right to investigate claims filed within the first 2 years of the policy (contestability period).
Ready to Get Started?
Open your Term Life Insurance today. Visit any branch or apply online.
Apply for Term Life Insurance
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